I am concerned about using banks title company.

I'm still in the researching phase but I'm going to get my first property under contract in 2019.I'm cash flow oriented & primarily looking for a property to cut my teeth on for my first deal.

@Andrew MajorI am very concerned about what kind of housing 'solutions' the state legislature is working on right now.

Other times homeowners do not like the look and aesthetics are a valid concern. 

I've been encouraged by my boss and mentor to owner-occupy my first property, primarily to take advantage of lower rates and cut my own living expenses in the process. 

There is no pull down ladder and I have reason to believe there may be some “cost cutting” going on up there seeing as how it’s a flip and I noticed cost cutting in other areas of the home.

We had to keep an eye on basis, make sure each owner had an equal distribution, and keep the banks happy with the amount of equity to asssets so there were outside concerns but for rental I’ve never had to worry about those things. 

I know I could cut repair costs down drastically by doing a lot of stuff myself and if I don’t know how I know people in the trades.

Worse case, if plan for the upside portion aren't approved, I would still see $400k once all is said and done.The only thing I am a little concerned about is the over-all political and economical climate of things in New Jersey... although this particular municipality has weathered the financial turmoil of the past exceptionally well due to proximity to NYC, etc.Is anyone on this site still playing in the New Jersey speculative market? 

My issues are concerning the 2nd floor units in both front and back.