I remember a quote from one of the podcasts, "I've never lost money on real estate, I've just heavily financed my education".The next thing I did was pay $2100 to have the lot cleared out.

And if you wanted to take the money out and not be taxed heavily on it, the attorney was mentioning some kind of retirement/pension plan... 

I have played the 0% balance transfer game for some larger inventory purchases in my retail biz and good old 0% balance promos at Home Depot (personal) and Sears have financed quite a few apartment renos too.With a long and stellar credit history It doesn't seem to impact my FICO4 & 8 too much but it will *crush* the vantage 3 score which penalizes HEAVILY those who actually USE their credit and I'm talking still less than 30% of available.

I invite you to talk to people that actually do follow my property program, not an angry bitter mob that won't be happy no matter what I do...I am heavily invested in all real estate - million dollar homes, median price houses, multifamily and mobile home parks and YES, I help people get a portfolio VERY quickly.This week, we have a acquired properties in Dayton Ohio for 5K, two Section 8 ready properties in Montgomery AL for less than 40K that are worth well over 120K, duplexes in Memphis that cash-flow $600/month for only 12K and the crown jewel of my month, a nice contract on a 52 acre mobile home park with cash flows of well over $28,120/month - for less than 1.6MM - pennies on the dollar.Look, i'm not perfect, I've had ups, and downs, like everyone else in in life...Look forward and welcome any criticism - but the facts are the facts - my students get deals done.

When you talk to the township I would lean heavily with the fact that you assumed no permits would be needed because you weren't changing the square footage and you were doing the work, but I don't think that rationale will ultimately prevail - although it might help reduce the fine.

Those who haven't borrowed someone else's money or are heavily leveraged with no cash reserves won't survive a major downturn in the marker like we had in 2008.

When I was 20+ I met many fellow engineers who invested heavily in real estate.

Good morning everyone, Here is my situation,TLDR: Should I use my heavily subsidized student loans, which may become grants if I complete a student program, as a means of getting started in real estate?

I listen to a lot of books on business, money and investing during my commute, so I can feel productive :)  Three that I have listened to (OK, it's not John Grisham, but still) lately:The $100 Startup, Chris GillebeauFocus, the hidden driver of excellence Daniel GolemanYour Money or Your Life, Vicki RobinCurrent: The Millionaire Mind, Thomas StanleyFocus and the Millionaire Mind get fairly dull towards the end as it becomes heavily statistics-oriented.

If this is not in there the seller can give the docs with no issues upfront and then as the buyer gets heavily involved with attorney fees and lender report costs etc. then drop it on them right before due diligence expires with limited time to review.