The U6 numbers reflect under-employed workers...ie; part time when they used to work full time.

However I can say unfortunately in 2015 I did throw away thousands on similar teachings and the methods he teaches to his students are illegal.I ask the members of the community here to take a step back from this thread and reflect for a moment. 

I am busy building businesses, however have a lot of time to reflect as well - hence is this post :)

Tax rates can and do go up or down drastically based on legislation, which is a reflection of economic/budget trends, the president, needs of government, etc.

MLS comps don't reflect all the off market sales of properties that aren't "financeable", nor the low value cash sales, nor the seller financing and land contract sales.  

I'm not sure anyone meant to look down on others, but I know some of the landlords here have been in the business for a long time and have seen just about everything, and that experience might be reflected in their posts.

Is the property or market a problem with respect to the LTV and the note needs to be reduced to reflect a collateral issue?

bible does have some Great teachings in it but it is Definitely not a bullet proof book of absolute morality, that's for sure.It reflects the time in which is was written which makes sense.

They do not reflect a company that claims to have a Billion Dollar backing.

The definitions reflect FinCEN’s determination that the term “loan or finance company” should be limited, at this time, to RMLOs, and that AML program and SAR requirements should be applied first to these businesses, and later – as part of a phased approach –applied to other consumer and commercial loan and finance companies.