What day/time did you apply and did you hear anything, or get any kind of email response, or questionnaire? 

I do plan my visits to the rougher areas during daytime, and earlier in the days. 

you will look back on this many years from now as the day/time you chose freedom over fear.

Where do they meet at WGV, what day, time, etc?

I believe also the time frame is a consideration, so if you apply at several mortgage companies within a 30 day time period would be less of an impact.

Is that 2 day time frame referring to actual days, or "business" days?

It allows me to write of my insurance premiums from my day time job as a regional at a fortune 500 company.

This includes all people staying and any applicable daytime visitors. 

Any who can not manage that, as simple as it is.... likely will be introduced to the concept of natural selection.The waste of time on fear and gossip, lack of spine, and apathy of daytime tv will be the real pandemic. 

It is late August by the time we finally signed the contract with a 60 day time frame.