I went to school full-time, worked in medicine (former medic) for 12$ an hour; while attending night-classes.

(Long Story Alert) Some back story...This summer, I made the decision to NOT return to UCA and study medicine, but instead go to the college in my grandparents town (it is cheaper) and take classes in Finance (Real Estate) and Entrepreneurship.

At present I have a special interest in developing a business in Assisted Living Facilities for Independent Seniors, I have an extensive clinical background and experience in Internal Medicine and Senior Health care for over 25 years as a Physician Assistant.

Lastly, a lender who is not as familiar with the market you are buying in may not be as nimble with overcoming some of the more nuanced obstacles of that particular market.Case in point: I took my own medicine on this recently.

Or he could be hauling previous medicine to local hospitals.

(Warning: I'm ignorant in medicine, so bear with me.)

Investment Info:Small multi-family (2-4 units) buy & hold investment in Medicine Hat.

I replaced the toilets, vanities, medicine cabinets, vanity light in the bathroom.

There are plenty of examples where business raising prices are considered unethical (e.g. pharmaceutical company increasing the price on life saving medicine). 

@Alex Keedy I was in a very similar position as you appear to be at age 40 (albeit on the other end of the Bay and practicing law rather than medicine).