Any time rates rise sharply or home prices outpace wages, the idea returns — but it has never truly caught on here due to regulatory concerns, high long-term risk, and the slow pace of equity growth. 

My question is this, with current interest rates I don't think I will make a profit as a LTR.

If your an OOS investor or don't know the neighborhoods if your closer I think 1 of the best ways to find these would be find some pms with better ratings in your market and  ask them where they see the best markets. 

The best one is the one you use.

At Rent to Retirement, we specialize in fully turnkey rental properties that are newly renovated or new builds, tenant-ready and professionally managed so you can invest confidently and passively from day one and often come with hefty seller concessions to really maximize the deal for our investors.We have opportunities across Texas, Florida, and the Carolinas, all in strong growth markets with solid cash flow and appreciation potential.Our company has earned over 300 five-star reviews from real clients and an A+ rating with the Better Business Bureau, which reflects our commitment to helping investors build long-term wealth through real estate.Feel free to DM me to discuss more.

I plan to instal ceramic tile in the bathroom, kitchen, and laundry area, LVP everywhere else, new cabinets in the kitchen, appliances, and modern LED lighting.What kind of countertops (both in the kitchen and bathroom) would you recommend for the best longevity/price/value ratio?

One option is using a primary home to pull out cash now that rates are getting better. 

.👉 Bottom line: The Fed’s next rate decision hinges on what this backlog of data reveals.

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