If she is the perfect tenant except she is (Age/Sex/Race/Religion/Familial status/sexual orientation) then well you are simply discriminating.

There are a hundred other reasons that you cam reject an applicant.

Or house hacking a multi family so you cam use an FHA loan and start with a lower down payment?

There is a sex offender 2 doors down.

I've bookmarked my state court case record search and county sheriff sex offender sites.  

Cam the 650 is what I owe on the new mortgage and is deducted from the 900 I was earning.  

Trash outside the back of the unit, people coming in and out, partying, the neighbors saw her having sex butt naked on the back porch in broad daylight.  

I have a photography and art background, so I'm not looking to hire anyone, but I want to do better than compact cams or a phone with a wide attachment lens.

Guests have sex in them and splash water around and complain its not full the next day. 

Look around on BP and you'll find that MFR buyers will have their own formulas for set-asides.Typical costs are vacancy, advertising, CAPEX, landscaping, trash, any shared utilities, water & sewer, CAM, HOA fees.Look at the BP Calculator too: https://www.biggerpockets.com/buy-and-hold-calcula...