Basically, I'm trading $300-$500 per month for this benefit.But, lenders want interest first, principle later.

A 50‑year mortgage boosts paper cash flow by stretching payments, but you trade it for far more total interest, slower equity build, and likely tighter prepay rules; that only makes sense if you’re buying a true cash‑flowing asset and need the lower payment to clear DSCR or reserves.

Purchase prices higher than yours, and market focus is mid-west areas due to proximity for ease of traveling to projects, as well as tenant and broker connections.Like anything, every factor is a trade off. 

Do that well and you turn casual browsing into booked calls.What It Is and Why It MattersA lead capture page is a single-purpose landing page that trades a real benefit for contact info.

Fannie Mae+1Talk to a mortgage broker who knows multifamily owner-occupant loans — product availability varies by lender and changes rapidly.4) California vs out-of-state — decision factorsPros staying in CA: easier property management (you live on site), faster hands-on control, potential appreciation in some areas.Pros going out of state: more cashflow and lower entry prices in many Midwest/Southern markets — you’ll trade more travel/remote management for higher yields.Consider: rental market demand, vacancy rates, property taxes, landlord-friendly laws, and ability to travel/manage repairs.

Oregon WA.. there was a huge boom in the post war 50's to 60s  ergo they made the movie Glen Garry Glenn Ross.. were developers really marketed this stuff.. also its what created Florida.just look at Lehigh Acres  300k lots platted recorded roads pushed through no homes.. those lots are traded still to this day back and forth up and down just talk to @John Thedford  he lives there.and literally every state and county has some land developments that never built out.. my first ten years in real estate from 18 years old to about 28 that's all I did was sell land.. land in those days 1975 to 1985  was the low value rental of today that is so popular in the mid west.. by 1980 houses in Cupertino were I lived were already north of 100 to 150k and by 85 were 500k.. so its the exact same sentiment you see on BP daily...

It’s best to model the tax outcomes for each scenario before making any decisions.

I want a specialist that's an expert, and not a jack of all trades and master of none.

How often do you find that education alone changes the entire outcome?

If you choose that route I'd advise caution, unless you are savvy with stock trading.