However, I cannot personally call out specific bad actors. 

I am willing to go so far as to say they intentionally are seeking investment sources who don't have the means or sophistication to conduct appropriate diligence.Sadly social media has made it far easier for these bad actor capital raisers to get in front of their target audience with ease.

actor=94985&share...Here is the listing for anyone that may want to see pictures of it finished and I can show before pictures as well. 

And this can be done by actors independent of the central bank.  

It's like posting dynamic collateral that doesn't actually reduce the loan balance, not exactly a great deal.When the fed raises rates, they are directly targeting actors like this.

The HML as you know never leave their office.. they collect data just like a bank does order the appraisal and all that jazz we dont do any of it.. we will run criminal though we dont want to be funding any bad actors or dead beats.

They give out max terms like candy there.So, I'd say if you are ready to make the leap into RE, i.e. your credit is good and you have capital, then you should. 

TENANT agrees to hold OWNER harmlessagainst any claim for damage and/or injury due to TENANT’S act or neglect or theirguests act or neglect."

In addition to the usual stuff you could put in vending machines....pop, candy, microwave popcorn, etc....

Drinks more than candy.