Here's a bit more in detail about how rates are calculated for DSCR loans:1.

It measures the return on the total cost to build the project, calculated as: Yield on Cost = Net Operating Income ÷ Total Project CostYoC answers a more fundamental question: “Is it worth taking on the risk, time, and capital to build this project in the first place?”

Here's a bit more in detail about how rates are calculated for DSCR loans:1.

Play with the BP calculator, use a hypothetical 1 million portfolio and see how that plays out over 10,20, 30 years.If you want cash flow, buy or start a business.

One piece of advice that I see a lot of first time house hackers overlook in this market is the future refinance calculation.

Assess Your Equity: Determine the current market value of your Yukon property and calculate your available equity.2.Check Your Credit: Review your credit reports and scores to ensure accuracy and identify areas for improvement.3.

If you're using a calculator, spreadsheets, or other online tools you must learn to "see" potential deals.

Hey Joe, I really appreciate your detailed response and the push to get into the real numbers — that was super helpful.I ran the full calculations on my end using actual rent comps, rehab estimates, and all the controllable variables I could dial in, and it gave me a much clearer picture of the deal.

These all require applicants to submit an acceptable Letter of Explanation addressing each specific issue and occurrence.Rental HistoryBecause a current landlord may say anything to get rid of a bad tenant out of desperation, we also require information for the previous landlord of all applicants…Analyze IncomeMany landlords require a month of paystubs from applicants and just use these to calculate a monthly qualifying income…Employment StabilityUnless an applicant has exceptional credit, we strive to determine their stability of employment…AssetsWe are one of the few management companies that requires a bank statement as part of our application process…Letter Of ExplanationAny time there are credit issues or we discover an inconsistency, we require a written letter of explanation (LOX)…UnderwritingTraditionally, landlords have only looked at the income of applicants…ApprovalOnce an applicant is approved, we require a nonrefundable Holding Fee to make sure they are serious…

Understand the fees involved and calculate the total cost for an entire year of management so you can compare the different managers.