I used to run everything through my personal bank, but once I added a few properties, it got messy fast.

When you see most of these comps closing fast, you have your ARV.

And the Fed’s job is to plan ahead—not react too fast.

I guess what we're really discussing here is how fast you want or need to turn your money over.

For funding your first flip, hard money loans are a common route,  fast and asset-based.

Am I moving too fast and maybe need to slow down?

I'd love to hear from anyone — agents, investors, SaaS founders — especially if you've felt this pain.Thanks in advance 🙏— EduardoThis concept sounds great in theory — but in practice, it runs into a major challenge that anyone experienced in real estate understands:Garbage in = garbage out.Most AI or automated underwriting tools are only as reliable as the data sources feeding them, and in real estate, that data can be wildly inconsistent.Examples:Condition estimates are often pulled from outdated MLS photos or missing entirelyComps can be skewed if the tool doesn’t account for school districts, zoning, or lot irregularitiesRent estimates rarely reflect real market dynamics like concessions, vacancies, or neighborhood turnoverTax data might miss special assessments or upcoming increasesI’ve been in this space long enough to see how fast an “automated ROI calculator” can lead someone to buy the wrong deal — or miss a great one — simply because the data behind it lacked local nuance.That said, I love the idea of reducing the fragmentation between tools.

It’s not a lecture — it’s high-level networking with flippers, agents, wholesalers, lenders, and property managers who are actually doing deals.Come grab a beer and some strategy — you’ll make real connections fast.

Here’s why they might work well in your situation:Speed – You can close fast, which helps you lock down undervalued land or mobile homes before others do.Leverage – Instead of tying up $80K–$100K of your own capital in one deal, you might only need to bring $15K–$30K to the table.

The rates are a bit high being between 9.5%-13% depending on your experience, but they are interest only payments and get you funds fast.