The non-property owner is getting creamed right now...that's the riskiest proposition.I'm a big proponent that debt structure is paramount in risk mitigation. 

I was at Sam's Club yesterday buying supplies for a STR...luckily I escaped the call of the nasty (but delicious) snack bar pizza, ice cream and soda but it would have been great if someone was already handling meal prep for a healthy dinner.

Fountain Square now has a brewery, ice cream shop, multiple music venues, art museum, the cultural trail, etc, etc...

So the other tenant, she was paying rent every month, but when I told her that I became the new owner, she got furious and then to top it with whip cream and cherry, I told her that I was going to raise the rent, she started to interrogate me.

You can pre-screen your email responses more efficiently this way, which will allow you to skim the cream off top more easily.  

tenant.This particular mob seems to specialize in sucking Aussies into using THEIR realtors/contractors/lawyers/managers/etc, meaning they're taking more cream off the top at EVERY stage, including the original $3.5k which likely cost them less than $350.00 a pop - a thousand percent mark up!

And I should manage it as MY money, not a freebie, not a gift, but something that is mine.They want to use a HML on an asset they want to fix and keep, and hope to refi...but with a HML for at least 6 months, and no experience of fix/rehab they likely will not come out ok, but hear it as a way to get in the game.They want to enter into a wholesale contract with no money to perform, another using other people's money thing.They want to manage a syndication, because they did real good in the real estate boom and now are real estate geniuses, kind of like selling ice cream in the Summer.

I recommend light warm gray or a dark cream color in rentals and semigloss finishes.

A basic example would be, “I want to be fit,” but end up eating a tub of ice cream and watching Netflix all day.

(In the long run this is much cheaper.)In other apartments, we do the same with SW Navajo White (a light cream beige)But, we are talking SF rentals.