Add in increases in property taxes/insurance and it's pretty slim.  

Define your buy box: Define your numbers with absolute clarity before looking.

Hope this brought some clarity for you

Sometimes the break away gives you the clarity you need to come back feeling refreshed with new ideas on how to tackle things.

How I try to help here (no pitch):- Side-by-side numbers: DSCR vs full-doc, points vs temporary buydown, refi vs HELOC- Underwriting clarity for self-employed/1099 borrowers or specialty investment products. - Contract-timeline planning so closings hit dates (what to do week-by-week)Useful details to include when you ask me a lending question:Purchase price, est. rents/STR comps, credit range, down payment/reserves, target payment, and timeline.

Texas has been a strong spot for both active and passive investors, and having clarity on your first steps will make a big difference.

But it's early yet and we await Marco Response for more clarity on the situation.

Hi Chris,I would be happy to discuss your investing goals and real estate ideas and provide any clarity you may need regarding Kansas City real estate investing.Reach out anytime 

Once I had that clarity, it was easier to separate the “vacation/lifestyle” places I liked from the “investment” markets I could actually build a portfolio in.I’m based in Memphis, TN, where a lot of out-of-state investors come for long-term rentals because of the lower buy-in and strong rental demand.

Thank you for the kind words of encouragement and some solid advice I'm starting to see in my area it's slim pickings for the budget that doesn't always line up but there is new houses coming on the market with each passing day and I'm optimistic about it I will definitely try to plug in numbers for the break even mark I think is a good strategy to get started with building equity and reevaluate at that 2 year mark