HELOCs are always the best bet for this type of funding. 

My market of Milwaukee and other midwest markets are probably going to be your best bet.

I bet Joe F. is not so confident about his and the other leaders' abilities to figure things out now......... 

I have not tried to use the debit card at a ATM for cash withdraws, but I bet there will be fees, so I probably will just us my old ATMs.I have noticed that their website is a little clunkier than Bank of America.  

i would bet on itAirBnB already has published that everyone else starts in December.  

I will bet on you.

@Daniel Yurick DSCR or portfolio lenders are your best bet - they underwrite to property cash flow.

You can refinance a DSCR loan.Something that is possible, but you'd need to explore further with a lender would be to set up a period where you have interest-only payments.During that period your mortgage payments would be lower since you're not paying any principle, and you could consider using the difference to pay back your family member.You'll want to keep in-mind that this would change the total amount you're paying on the loan, and if you have any pre-payment penalties on your current DSCR loan.If you're not able to refinance, I would say your best bet would be to try to pay them back as you can from the rents collected, and once you have enough equity that a refinance makes sense you could do so at that point to pay them back the balance.Hope that helps. 

They are making a bet that interest rates will come down soon and they can refinance at a lower rate. 

I bet it will be a substantial yearly cost.