The next call could easily be that the dog jumped the fence and one of the children were startled and fell off the pool deck and now has a concussion and possible fractured neck.

POL came on the scene and they were doing HML at very high rates and points in NJ .. so my back ground other than recreational private aviation that I pay through the nose for.. :)  is HML  and I am thinking wow .. this is going to some heartache and sure enough some of the folks that posted have done like 10 loans and 7 are in default.. the foreclosure time in NJ and NY two states I personally would never be a lender in is 2 to 3 years.. and by the time you get the asset back its ouch time.. and that has played out for some folks and there is a high profile one in Atlanta that has been going on for years.. suppose to sell at 6.5 million and its listed under 3 now.. although I think they may get their principal back or most of it but its been 2 or 3 years.. and you know how investors get stressed.. and then the other issue I saw coming with crowd funding .. and remember my background is I have owned 2  Hml companies over the years one of them in Oakland CA with 250 clients and about 50 million under management.. these guys went about raising money from 5 to 10k investors and would literally have 20 or 30 investors in one loan..

Jason Lawrence jay pretty much hit the nose on the head.

Louis is a very fractured market which means there are as many opportunities as there are landmines.

NO!

@Rj Peralta Disculpa que me tomo tanto tiempo responder, pero claro que si, me encartaria, no se si se puede dar los numeros de telefonos por este medio pero volvere a entrar al website para ver cuando respondes.No se mucho de los puntos cardinales y eso, se donde esta la Lehigh...pero nos podemos juntar donde quieras, solo que tiene que ser en un fin de semana por que trabajo. 

Replace and pay through the nose.If water came in due to foundation problems, Repair and pay through the nose.

It's more than double my last purchase, and that one I got somewhat led by the nose throughout, and it brings some concerns with it.

And then after all your research - You have to get your "nose bloodied" a few times to reinforce your research.Good Luck!

You can do that with construction adhesive or you can let it float and secure it with nailed stair-edge nose trim, which you're going to need anyway to cover the edges of the laminate.