You have three potential challenges:1) Most banks & credit unions won't put their HELOC, or any 2nd mortgage, behind owner-financing.2) Same lenders won't recognize the equity difference between purchase price & appraised value for at least 6-12 months.

Treasury Secretary Scott Bessent says the plan is already under review, and dividends will likely come in the form of tax cuts, credits, or direct savings, emphasizing that the $2,000 figure represents the overall benefit to each qualifying American, not necessarily a lump sum payment.

Quote from @Brandon Swindler: No @Brandon Swindler Assuming you don't have other assets to pledge as collateral for a line of credit, IMO you may be better served finding an investment partner (an LP) rather than a lender.

But not having these loans report to your credit, it’s much easier to maintain your credit. and do those applications not ask you to disclose all loans? 

You can try a few more and most likely get a better response and not as strict guidelines on credit. 

The credit check is likely pointless if the corporation is paying the rent, but it is an apartment building so I feel like everyone in the building should have gone through the background check.4.

We’re seeing a lot of applicants with credit scores below 550, some with falsified income, and others with outstanding landlord debt who refuse to resolve it.A few lead sources that have consistently worked wellfor our community include Zillow (most affordable), Apartments.com,and Facebook Marketplace.

With my developer/investor clients I NEVER contact big banks to finance these kind of deals - I prefer to deal with local community banks and credit unions (who tend to know the faces of their clients).Have you looked at the price appreciation forecasts for Pittsburgh?

I would recommend reaching out to a local bank or credit union to get this financed.

Was it credit, experience, ARV, or something else that stopped your funding?