And from there the multiple just get's bigger and bigger. 

I totally get it, as PM with multiple units, furnishing  can be a huge time drain, and hiring a full interior designer often feels way too expensive.

No fees, no minimums, and no weird limits on transfers — which was a big frustration for me with some of the big banks.Also, since it’s online-first, the interface is way smoother and more intuitive than what I dealt with other banks.Happy to share more about how I use it day-to-day if that’s helpful.

For the same end number to the buyer and same cash out of pocket for you, there are multiple ways you can structure the deal, we just need to know what your investment strategy is, so we can craft the offer and financing based on your strategy. 

Gustavo here is speaking from experience, sharing great advice and I support it.

I found this so frustrating that I stopped working the approval process for multiple months.  

Hey share how you raised your  first private money or how did  find your lender?

If anyone is invested in a fund and willing to share the name and their thoughts I would greatly appreciate it.

Both strategies you mentioned have their merits, so the best choice depends on your goals and risk tolerance:Pulling all the cash out (cash-out refinance):Gives you a lump sum to put toward a multifamily down payment.Simplifies your focus—less juggling of multiple loans or lines of credit.But it can increase your monthly payments and debt service on that property.Using a Line of Credit (LOC) and BRRRR strategy:Keeps your cash flowing and allows you to recycle funds multiple times.You rehab, refinance, pay back the LOC, then move on to the next deal—building momentum.Requires more active management and discipline to execute well.My take:If you want to aggressively scale and are comfortable with more hands-on management, the LOC + BRRRR approach can maximize your buying power over time.

I have a shared driveway for one of my duplexes and have never had an issue in over 4 years.