That's an additional level of unpredictability/time drain to factor.All of that said, have you looked into out-of-state turnkeys?

I DO want to say that I don't factor in appreciation potential or equity gains from mortgage paydown-- I do a very simple COC calculation and if THAT'S good--so is all the rest (except the ever-unpredictable appreciation factor).

But I couldn't tell you how many times I was frustrated, heartbroken,  upset, and nervous, because I had higher/unrealistic expectations set and was not prepared to weather the challenges, which were unpredictable to me.

The more you accept unpredictable variables into your risk equations, the more careless your risks become.I'm not dissuading any of the creative methods of financing. 

With life's unpredictability I am now venturing into the buy-and-hold strategy I was planning on for my future THIS MONTH!

And worst of them all, there is unpredictable market and property prices begging for major correction.

However, I have a feeling that I have chosen a wrong time to get into this business.As a start-up with have very limited resources (I can afford to $170,000.00 in TOTAL project costs*, may be $200,000.00 if I stretch myself too thin and take the extra risks with no reserve capital left for any unpredictable, unknown and adverse occurrences) .

The arguement is that rates will only go up from here, and by paying the extra 2% to fix now it will save us from the unpredictability of the future, whereas if we ride the LIBOR, and fix when we get nervous, the 30 Yr rate will be higher (most likely proportionally to the adjusting LIBOR rate).

Flipping probably requires less capital but in my eyes is risky and unpredictable.

Steve would have had the ability to settle down his roots here instead of being priced out of the NYC location.I know Investors tend to think of only in terms of Today and find it very unpredictable to think of tomorrow, but please remember that even Squirrels think about tomorrow as they put away their Nuts for the Winter.