
16 June 2025 | 20 replies
Forward texts & calls to a property manager (or trusted friend/contact) when needed while still keeping a full message history.Why?

12 June 2025 | 3 replies
Here's how we handled it:Carpet removal to prevent mold and speed dryingIndustrial fans and a dehumidifier brought in immediatelyDrywall and baseboard cut 6–8 inches from the floor (no moisture detected with a meter, but we didn’t want to risk it)96-hour drying period with equipment running continuouslyDrywall & painting contractor brought in for a full room (and full house, once we committed to a complete re-pipe)New carpet and padding orderedRe-pipe scheduled and completedThe Cost Breakdown:Carpet and Padding: $527.84Drywall, Trim, Paint, Finish Work: $2,200.00Paint Supplies: $87.70Full Re-Pipe: $5,242.20🔻 Total Out-of-Pocket: $8,057.74Yes, we’ve submitted an insurance claim and are optimistic about some coverage, but this situation reinforces a point I think many newer investors overlook: you must be well-capitalized.The Reserve Rule We Live By:We personally aim to keep a minimum of $10,000 in reserves per door.

4 June 2025 | 7 replies
.)🔹 In seconds, you get:A full property report (condition, comps, rent estimates, taxes, etc.)A built-in ROI calculator (cash flow, DSCR, cap rate, rehab budget, etc.)Auto-generated PDF summary for investors, agents, or clientsWorks for buy & hold, flips, BRRRR, or wholesale dealsAll done by AI, no need to go through 6+ different websites or tools💬 Question:➡️ Does anything like this already exist in the U.S. market for real estate investors, agents, or brokerages?

21 June 2025 | 31 replies
I’m 34, work full-time in a job I love (so moving is not an option), and after crunching the numbers… I’ve realized investing locally in California just doesn’t make sense for my strategy or budget.So, I’m preparing to become an out-of-state investor — and I’ll be honest, that’s the part that intimidates me most.

13 June 2025 | 5 replies
Rent: $1400, HOA: $300, Insurance/Tax: $144, Net Monthly: $956, Net Yearly: $11,472, ROI: $11,472 / $106,000 = 10.8%Potential Condo #2: $115,000 purchase price, Rent: 1400, HOA: $260, Insurance/Tax: $150DSCR Cash Out Refi on Condo #1: LTV 75%, $86,000 Loan Amount, 30 yr fixed, 7.5% rate, Monthly Payment: Around $650, Closing Costs: Around 8-10k, Total Cash Left: $76,000Condo #1 After Refi: Money Left In: $28,750, Monthly Net w/ Payment: $306, ROI: $3600 / $28,750 = 12.5%Cash In Hand: $76,000DSCR Loan on Condo #2: $115,000 purchase price, 25% down: $28,750, after fees estimating $35,000 All In, $1400 Rent, $260 HOA, $150 Insurance/Tax, $650 Monthly Payment, Net Monthly: $330, Net Yearly $3960, ROI: $3960 / $35,000 = 11.3%RESULT: Total Monthly Costs: $2160, Total Monthly Net: $630 ish, Yearly Net: $7,560, Total Cash Invested $65,000, Yearly ROI: 11.6% CASH LEFT OVER: $41,000Could put the cash into a third condo or put into the S&P 500.Looking for some guidance on whether or not I should pull the trigger for some context:19 years old college student studying engineering (heavy courseload)Living in Chicago, Condos are in Ohio (I have family and friends out there)I work part time at a high end hibachi restaurant averaging $25-$30 an hour.My rent + utilities with roommates is $750 with room mates.The numbers work out, my main concern is whether or not Ill deal with large vacancy within the next 5 years, or a recession, and I have to cover the monthly costs on my own ($2,160) which is a lot and not sure if I would be able to keep that up for a long time if I am not working full time in the industry.

11 June 2025 | 2 replies
I strongly recommend going through a full loan workup with a knowledgeable lender prior to pulling the trigger on anything.

20 June 2025 | 0 replies
With just 20-25% down, you control 100% of the asset—and you get the benefit of appreciation, loan paydown, and cash flow on the full value.

9 June 2025 | 11 replies
I work full-time, run a STR company, and also do rehabs, so I understand your concern.

10 June 2025 | 0 replies
I’m Micah — a real estate investor, coach, and proud Chicagoan.I started my investment journey back in 2024, and since then, I’ve:- Built a 7-unit rental portfolio in Chicago (Logan Square & North Lawndale)- Founded the Brick by Brick Blueprint, where I coach first-time investors through buying their first rental- Helped close over $175M in institutional real estate deals through my work in acquisitions at a real estate private equity firmThese days, I spend most of my time helping new investors build confidence, analyze deals, and get to the closing table — especially folks in their 20s and 30s who are juggling full-time jobs and trying to break into the game the right way.If you’re a beginner feeling stuck, I’ve been there.

5 June 2025 | 2 replies
., flooring, HVAC, appliances) eligible for accelerated and bonus depreciation.The unit you live in is not depreciable, but the others qualify for full investment property tax treatment.However, to use the losses against your W-2 income, you’ll need to qualify under Real Estate Professional Status (REPS) or the Short-Term Rental (STR) loophole.