He didn’t just locate a property—he uncovered a hidden opportunity in the Catalina Foothills that many buyers would have overlooked as simply a luxury home.

There seems to be many hidden tie-in arrangements between entities so can't really say any 1 from what I've read/heard. 

You can work as hard as you want in this program, like i did following all instructions to the T, and be so naively optimistic that it will work by taking massive action that you ride it out for +5 years only to realize that you were better of betting onyourself from the get,and just doing it by yourself, especially if you are already a hands on type of person, lolGreatest scam, ever and the fact this is still happening and people are asking about Phil is beautiful at best, lol, only in America!!!

There are plenty of hidden clauses (“gotchas”) even on non-recourse loans that many investors are only discovering the hard way.For loans on 5+ units, lenders typically require your (and your partners’, if applicable) net worth to be at least equal to 100% of the total loan amount, plus liquidity of 10% or more of the loan amount.

Software and insurance are easy to plan for, but it’s the day-to-day follow-through that creates the hidden costs.

Be sure to check online reviews, ask for references, and review their management agreement carefully for any hidden fees or cancellation terms.

While the interest-only period and easy qualification can be attractive, the prepayment penalties (often structured as step-downs or yield maintenance) can really cut into your profits if you're not careful about timing your exit.That’s why it’s crucial to know everything upfront with the lender — not just rate and terms, but the full prepayment structure, balloon timeline, and any hidden fees.

However, most investors associate anonymity with protection i.e. if their identity is hidden, they can't be sued.

They will supposedly first pay you back your initial earnest money with interest within four weeks of signing their NEW RELEASE AGREEMENTS as a show of good faith if you get in touch with their attorney (send me a private message so I can send you instructions to get in contact with their attorney), and then the remaining outstanding deposit with interest within two months after that.

This is where you can get into those hidden costs that Scott and Mindy talk so much about.It's hard to really know without knowing your investing strategy.