I arrive after the agent and clients and peek in their car as I walk by it. 

But am wondering if there is already a quality reservoir of information out there that folks are familiar with.Hi Arjun, I am from Colombia, and I have invested in real state over there, however I have lived the last 6 years in Spain, I exactly arrived when the economic recession started :/ However, living in the South of Spain (La costa del Sol , Andalusia) and observing how the prices have tragically decreased through the years I have finally decided to get into the business here,..

If you look at the biggest historical drop in home prices during the last crash at the end of the 2000s decade, prices bounced back within 6 years.

., ADU conversion, mid-term rental setups, etc.).Final ThoughtsWe’re not in a crash, but we are in a moment of market recalibration.

When the police arrive, some people don't have time to pack.   

We did a Red D way back during the last big crash and slowly moved to more of a JV structure with a handful of investors that we built strong relationships with.

My parents got involved in real estate investing at the wrong time and ended up going bankrupt during the 2008 crash.

Trying to go to fast is more likely to cause you to crash and burn.

AND....god forbid if there is another housing market crash and you have a bunch of equity in a property, it goes poof.

My experience is the quality of the loan - as in ease of placement - often dictates what the broker thinks they could charge or how they arrive at a fee.For example, for a $1 million residential loan, a broker friend of mine is at 1/2 - 1 point.