This could hedge your risks of inexperience, & personal finances even if that means you make a little less money than you would have on your own.

One day I will be doing what you are doing, but at this point in my REI career, I am not there just yet in experience, but I envy your big problem because that means you are at a place to solve big problems.

In your case, being that this will be your (and your partner's) first project, the lender may want to mitigate any risks regarding your inexperience and thus may choose to lend you less.

This may be due to inexperience, but it is a different market now (post 2008/9).I would really like to get reading recommendations from BP members on effective or favorite books that really helped you in your education, post 2009.My strategy is MFR - buy/hold long term (but open to SFR due to market availability).

You are taking your inexperience with the asset class and mixing in your inexperience with stacking capital and even LLC/LP operation and formation.

But the clients who don't know the difference may trust said person and could really get screwed over by inexperience.

I just don't want to be taken advantage of due to my inexperience. 

Inexperience?

I doubt I could get hard money because of my inexperience and how expensive it is.

But that is only an assumption, not rooted in experience.