Typically commercial development (cranes in the air) continues well into the slowdown, and homebuilders get stopped out as soon as they run out of sales (which could be overnight) (they milk the cow for all it's worth then large layoffs and remaining inventory at whatever price they can get).Just my 2 cents.

EXP was trading at 117 then dropped to 104 (thanks Robinhood) so that's when I planted my flag. 29% return in one week, not too shabby.Once I pass the state test I'll be joining EXP, hopefully in the next few months. 

The declines in oil has lead to layoffs. 

Once buybacks are done will corporations begin to "restructure" or contract leading to layoffs and the downward spiral of layoff, people not buying as many goods and services leading to more layoffs. 3.

Truer words were never spoken, @Adam Wayne.My wife insisted that I lay off our last renovation, see what our guys could do by themselves.

They market the program as "A Robinhood Approach". 

So I've been laid off of my job after 3 years with the company due to a company wide lay off.

Lay off the real estate talk for a while.2.

I'm 42 now and by 45 or 46, I think I'm going to be in a position to be able to make my choice based on what I want to do instead of what I have to do.btw: Whats really nice is not having to fear what my company might do in the future in terms of layoffs and things.

I am only 38 so I am not close to retirement.Being that my income comes from brokering commercial real estate transactions I am not like others working a job where they worry about layoffs as you mentioned and transferring to a lower paying job etc.I did read a statistic a few years back that said on average I believe about 70 to 80 percent change careers every 5 to 7 years.