Most commerical lenders want $1M or more minimum.You might reach out to Nikki Cooper at Truliant Federal Credit Union if you have not already.You may just have to ride our existing loan until lease rate is bumped again.

We're back to buying stickbuilt SFRs in hot rental but cold forsale markets in GA.Every state has pockets where there's growing jobs which sucks up all the rentals, yet the jobs pay so little that none of the new commers can afford to buy, creating a cold resale market.  

We have several relationships with Commerical loan sources and are having each take a look.

Rezoning may work if the property is right on a residential/commerical zone boundary, but probably won't work otherwise as it would be considered spot zoning.Use variances are very difficult to get because you have to show the property cannot be used for its currently zoned purpose.

And because of that @Phil Zofrea I don't think I'd be able to put it in an LLC, otherwise I'd probably be forced to get a commerical loan - at least I think I would, but thanks for the tips.

They are now the biggest commerical real estate company in maryland I believe.

However, in a more commerical context, lenders may want to capture that anticipated profit from the prospective interest payments, so they will add in prepayment penalties.

my self I have  been with my same commerical Banker for over 30 years without him I would not have made it through 08 to 2011.. loyalty is key,that said I have borrowed from one other commercial bank as well. my loan facilities are not what most are doing.. they are land and development loan and vertical .. and a few commercial buildings..

HELLO EVERYONE , I OWN A COMMERICAL PROPERTY AND I WOULD LIKE TO KNOW IF IT IS NECESSARY FOR ME TO KEEP OLD LEASES ONCE THEY EXPIRE OR CAN I JUST TRHOW THEM AWAY?

Most of the online commerical listings are ones the broker couldn't find a buyer for on their own, or via agents in their office, so they list in the hope someone buys.With commerical propertes you have three choices:1) Network with brokers to get on their lists, so they call you when they have something.2) Go direct to owners and compete with brokers.