Traditional syndications and SPVs (Special Purpose Vehicles) both have their advantages, but the right choice depends on the deal structure, investor preferences, and project goals.1.

I don’t have the capital right now for a traditional down payment, so I’m exploring other ways to get started — such as partnerships, private money, or other creative structures that make sense for a beginner.For those of you who’ve successfully used creative financing, what strategies have worked best for you starting out?

@Josh Reynolds I have two types of bird dogs.1) The traditional way where they drive around and look for houses, take pictures, etc.

Many small investors are finding it harder to qualify for traditional loans.Private money seems to be filling that gap, offering faster and more flexible funding.Do you think this trend will continue — or will banks find ways to compete?

The focus is on building long-term value through the creation of notes and cash-flowing assets, not short-term flips or traditional rentals.I structure deals that support sustainable homeownership and income generation, often without banks.

When owning real estate for investment purposes, it’s essential to have reserves for replacement, but it doesn’t necessarily need to be held in a traditional savings account.

Should I try to pay down a property as soon as possible or spread it out with traditional 20% down payments?

With rates still fluctuating and traditional financing tightening up for some investors, I’ve noticed more people leaning on private money to keep deals moving.I wanted to open up a conversation for those who’ve used (or provided) private money loans recently:How have terms changed in the past few months?

The latter being a tradition investment loan regardless of short or long term rental. 

When it comes to real estate investing, speed and flexibility often make the difference between landing a great deal; or watching it slip away.That’s where private money changes the game.Unlike banks or traditional lenders, private lenders don’t have layers of red tape or endless approval processes.