What would u do? 

U see this big slow down. 

I told him I’d only consider it if he adds cross-collateral as the market is a bit risky and the property is u see construction.

Hey folks, I’m a veteran and currently co-own a house in New Jersey with my brother (it's my primary residence for now). I’m looking into buying an investment property near Syracuse University to house hack and rent t...

U want a banker that when they take you to loan committee you know your already approved. =============== So Jay (or anyone else who wants to weigh in on this) let me ask you this,What about the small fish, the people who don't have 200,000 in liquid cash to move from one bank to another, or those just starting out with their eye on the prize.Do you have any thoughts for these people about forming relationships with a bank?

I'm a student housing specialist, and I'm in the Binghamton University, Cornell, Ithaca College, Syracuse U and SUNY Cortland markets.

I have even received 2 different opinion from lawyers. thx u 

U can see how folks get so polarized if they just follow one source..

when your average house is 500 to 700k who is going to pay that to tear it down.and there simply is not that many vacant infill lots  U may see some movement but nothing that is going to be earth shattering  just feel good..

U dont.. or you find low balance first trust deeds to buy in the secondary market. or you find a good Broker in CA that does fractional loans and you can participate in first trust deeds that way..