Then bank on time, cause asset correlation is going to differ here and you need to operate phys RE completely different then coming back 1 year later and confirming you have no idea what you're doing.Appreciate the input, but this forum should be for sharing insight—not flexing or tearing down beginners.

Bad tenants or big early expenses can cause a lot of stress.I have a property in Colorado, I initially bought it as a househack, now it's rented (managed by a close friend) and two here in Springfield, VA that I manage myself also bought as househacks.

For me, the later option sounds more reasonable, cause the exteriors are covered by the HOA.

This will cause some issue with wholesalers that do not have good enough credit to get insurance or a bond. 

The issue is without knowing what causes the next event like a GFC, you cannot determine which markets will be most negatively affected.  

True.....but I would be wary of them because they do not take into account two of the most important factors: 1) Reno budget - this is critical to get right and the cause of most failures. 2) Time - it is near impossible to calculate this accurately, too many moving parts...Still, thay can give the prospective investor a ballpark idea.....I have never, in all my years, seen even 1 of these "flipper calculators" that I'd say even touches on "ok". 

Only at the end of day on Thursday, January 2, Taylor sent us an email asking us to request new updated closing letters, causing us confusion.

If you have a problem tenant, it can really cause a lot of issues in the quad with the other tenants.

The other issue is if the seller has children and they pass away or if you cannot refinance in 2 years it may cause the contract to be "Null and void" and you lose your time and money.

The listing agent shared the following disclosures: there have been drainage issues in the laundry room, though the exact cause is unknown since the seller inherited the property and hasn’t lived in it.