It can not visit a website and determine using emotions and logic and user intent to see which website is good.So it uses a mathematical scoring formula that will score certain metric and then at the end, it adds up all these metrics to assign a score to a website for a specific key phrase.Let me give you an example.Back in the day when we didn't have all the fancy technology in cars, you needed to go 20 MPH to take a bend in the road because of the limited suspension technology etc. etc.

If $23 goes to the government for tax, that means that the item price (pre-tax) was $77.To get an apples-to-apples comparison of the tax rate under the Fair Tax, we'd need to use the same formula as above:[$100 - $77] / $77 = 29.8%In other words, the Fair Tax guys decided to use a mathematical trick (tax-inclusiveness vs tax-exclusiveness) to make the tax percentage sound smaller.The FairTax.org website freely admits this, though they do their best to bury the information.

If you want to give that distinction to anyone, I would vote for Pope Urban VIII, who pretty-much single-handedly discredited Copernicus and Galileo, and kept the heliocentric theory from taking hold for about 200 years, despite irrefutable mathematical proof.That set us back about two centuries

Second when you state "I can not mathematically make financing work" what you are saying is you do not understand investing and finances.

This is no where close to being resolved, anyone who says this is a few week or in 2 months has a lack of understanding of;1. mathematically how fast this is spreading (0 cases 2/01 to 100k today 3/28) 2.

The thing about ML is that it's just mathematical modeling that uses a fairly simple optimization technique.

It depends on the person and what return they can get on there money you can mathematically determine which route is best by doing a discounted cash flow analysis to compare the three strategies.

Risk Management, tax accounting, financial reporting, financial accounting, financial analysis, financial mathematics,  macro economics, asset and debt management, business law, business strategy. 

Well that defies Mathematics... 

One of the absolute best mathematical models for building wealth.