Debt to income to high... not enough money down... geographically to far away...

My goal is to refinance all three properties under one loan, while using the equity from the combined properties to purchase a fourth multifamily complex at the lake of the ozarks that I have found and meets my financial goals.I am struggling to find a lender that will participate in my plan, (I have spoken with three) most have given some type of reason why they can't participate... 1. geographically the properties are not in their territory or one is and the other isn't (KC is approximately 3.5 hours away from lake of the ozarks)2.

These properties should sell for 25-30,000 per door or lower from what I think the area is from your simple description. 

The repairs sound reasonable at $10K by your description.

Between now and then, I will be looking for another experienced wholesaler or flipper here in Columbus to partner with on the first few deals to help me work through the process so if you have anyone in mind that would fit that description I would appreciate a referral!  

I came across a wholesaler/rehabber in Texas who has made the following pitch; Description: Under market value fixer upper 4 beds 2 bath, 1078 sqft, lot size: .13 acres, yearly taxes: $1,200.00, estimated insurance: $750.00, estimated repairs: 30K; central hvac, flooring, update kitchen/bath, roof, interior/exterior finish.Price: $49,000 CashARV: 109-115KExit Strategy: Owner Finance with 30K repairs: 5k down, $1,095.00 monthly P/I, 30 year amortization, 10% interest, Price: 109kRent with 30K in repairs: $1,095.00 with section 8, no need to chase the monthly payment, Housing Authority pays direct deposit to your account.He is recommending a cash purchase but also has a lender who does rehab loans.  

@Robert, don't mean to point out the obvious, but if you have an address and/or a name you can get the phone number from the local phone book. www.intelius.com allows you to do reverse searches and I am sure there are many other sites that can provide that info.To all...I have found that most counties have what is called Geographic Information System or (GIS).

They are so geographically different.  

Pictures or other people's descriptions are no substitute for an onsite visit.

The responses came from the vague descriptions of what you are doing.