Full gut remodel.New HVAC, plumbing, electrical, everything.Rehab cost: ~$55,000Financing: cash + 0% interest credit cards(Yes… the classic rookie move.)After fixing it up, we rented it for $850/mo.Today that same house rents for $1,200/mo and is worth around $135k+.Looking back, I probably should have run screaming.But honestly?

We’re seeing a lot of applicants with credit scores below 550, some with falsified income, and others with outstanding landlord debt who refuse to resolve it.A few lead sources that have consistently worked wellfor our community include Zillow (most affordable), Apartments.com,and Facebook Marketplace.

Screening Is Non-NegotiableEven if she’s not going on the lease right away, any adult living in the unit should be screened (credit, background, income verification, etc.).

@Michael Ewers,    I am working with a number of builders throughout the country that are looking to move product right now. 

Hello,Is there any webiste or service provider which can be used to check the credit score of the buyer?

Ask them:What credit score, debt-to-income, and reserves they like to see for house hacks or multi-family loans.What first-time buyer or local programs exist in your target area.How they treat projected rental income when calculating eligibility.That info gives you a clear goalpost — you’ll know exactly what to fix or build before next year.In the meantime, here is my advice and some actionable steps you can start on now:Pick a target market and study rents, prices, and zoning.

For sale by owner and seller finance is completely different. buyer/tenants don’t always have bad credit.

If passed -- invited to complete a Rental Application + pay $49 for a complete Background check (credit, criminal and rent history)4. if approved -- invited to schedule a showing of the Unit5.

In reality today's products are often cheaply made and will need regular repair, maintenance, and replacement. 

I have a strong financial profile with a $120,000 annual income, good credit, and plan to have at least $50,000 saved for the down payment, though I do have about $15,000 in student debt.