Seeing more landlords refinance to adjust monthly cash flow or restructure older loans.Some are pulling out capital for repairs, expansions, or new acquisitions.If you’ve done a recent refinance on your rentals, did it improve operations for you?

In order to scale while building new construction you need a lot of cash or patient capital partners willing to leave money in deals, which is not an easy ask. 

A HELOC on either property gives flexible, draw‑as‑needed capital and usually beats private money on cost, but confirm terms, rate resets, and if it’s interest‑only.

Use the 2/5 primary residence to avoid capital gain tax.  

I am primarily focused on single family at this time with the end goal being Mobile home parks once I have the experience and build up the capital.

Real estate takes capital.

I’m starting my first KC project with about $90K in capital, and my buy box includes: SFRs (3/1 or 3/2 preferred)Value-add BRRRR opportunitiesPost-rehab rents of ~$1,100+Stable, working-class neighborhoods with solid rental demand   Currently looking to connect with:  Investor-focused real estate agentsProperty managers experienced with BRRRR tenantsWholesalers with off-market inventory that fits a value-add modelLenders who actively finance BRRRR projects in Kansas City (DSCR, fix-and-flip, and long-term rentals)  I’d also love to hear from KC investors about what’s working well for you in the current market and any neighborhoods or trends to be aware of. 

This strategy can generate a lot of capital to reinvest into stronger appreciation plays later, but it’s also the most time intensive.In reality, you need both.

Your shift to land flipping and wholesaling is a smart pivot, those strategies can offer quicker turnarounds and lower capital intensity, especially when financing gets tight.

Quote from @Drago Stanimirovic: Most investors hit their ceiling because of capital, not opportunity.