Other states may allow it, but often require that you disclose your intent to assign the contract clearly to both the buyer and the seller.

Even if they have a public record in your county, they may have issues in another county that are not disclosed.

So my understanding is that if you do this you need to disclose that guests will need to sign your rental agreement as an additional condition for renting.

Not to mention a serious amount for earnest money, not the $100-1000 that most wholesalers offer.In our area, using a HML isn't consider "all cash" but must be disclosed in the offer and in that case, a pre-approval letter would likely be required for any offers on single family or 2-4 unit properties.My recommendation is to always be straight and honest with agents or sellers.

Disclose the situation prior to renting, and put it in the lease.

It's crucial for landlords to disclose all rental units to the insurer and consult with both legal and insurance professionals to understand the specific risks and coverage implications.

But, I wonder if being an city-approved Airbnb host with a legit registration # is enough grounds to stand on legally if an Airbnb client reports/sues me because of, I don't know, a medical injury because of hitting their head on the short ceiling (even if I disclose info about the ceiling upfront on the listing).

I'll disclose my budget & personal goals via 1:1 messages.Hi Luz!

IF you disclosed in writing as part of or an addendum to the contract that you were wholesaling the property and would not fulfill the context otherwise then you MAY look to pursue depending on the state your operating in and the various rule, regulations and laws regarding real estate.  

I have to give the obligatory, find/interview a few local brokers to find one versed in the local insurance market and understands/works to understand the needs of investors.A single policy might work, if properly endorsed and disclosed, a standard homeowners policy could possibly work.