This property could get $1800 for unit A and $500 for unit B (I will be sharing the other room).Here are the estimated numbers:Purchase Price + repairs+hidden surprises: $320,000Interest Rate: 3.99%Down Payment: 5%Expenses:Mortgage: $1,502Property Tax: $344Garbage fee: $22Insurance: $100Utilities (not paid by tenant): $200Maintenance & CapEx (10%): $216Vacancy (5%): $108Total expenses: 2603Total Income: $2300 Cashflow: -$208 (I am no longer paying $1200 in rent, should I be happy that I am actually saving $1000)when I move out I can charge $1200 for the unit B.

Talk to locals early – Once you have a few target cities, jump on BiggerPockets forums, reach out to property managers, agents, or investors on the ground to ask about real rents, turnover rates, and hidden expenses that don’t show up online. 

I’d love to hear your thoughts, experiences, or hidden gems.

That means if you're unaware of any major (yet hidden) repairs, you may end up LOSING money on this deal.Get an inspector (or GC) out there ASAP to see if that $70K rehab budget is real or just wishful thinking! 

Nobody can guarantee they won’t find bad soil or hidden rot when they tear it apart. 

We are surrounded by lakes that have beautiful state parks, top notch skiing, world class hiking and mountain biking trails, and so many other natural hidden gems.Feel free to get in touch and ask me any questions about the region and market!

Pro tips and instructions inside each file – so even total beginners can use them confidently.📎 Here’s the link if you’d like to check it out:👉 Real Estate Investor Starter Toolkit on EtsyI’d love your feedback on what tools or templates have helped you most in your early investing journey.Also happy to answer any questions about the calculators – or send a sample screenshot if you're curious!

You state you've given instructions to use your maintenance portal, but these are being ignored.

I have had negative experiences with Conventus and there underwriting process that did not occur when using private money when it comes to banking, I have been known to take advantage of account opening bonuses and gave frequently switched instructions.

with clear instructions that they were to fund and I would in this case be in second position..