Obviously at 67 your goal should be to limit debt/risk but you still own quite a but free and clear so it'll be OK.

Current odds remain at around 70%, but the debate drags on, with this week's data likely to determine the next shift in sentiment.Key Economic Data Releases Tuesday, November 25 - September PPI, Retail Sales Wednesday, November 26 - Personal Income & PCE Deflator, Q3 GDPWEEKLY INTEREST RATE SNAPSHOT (Images)  *National average rates are provided by Bankrate.com and Bloomberg Professional as of 11/24/2025 and are not advertised rates from Rate, Inc.Addison, Allen, Anna, Azle, Batch Springs, Bedford, Benbrook, Burleson, Cedar Hill, Celina, Cleburne, Colleyville, Coppell, Corinth, Crowley, DeSoto, Duncanville, Ennis, Euless, Farmers Branch, Fate, Flower Mound, Forest Hill, Forney, Glenn Heights, Grapevine, Greenville, Haltom City, Highland Village, Hurst, Keller, Lancaster, Little Elm, Mansfield, Midlothian, Mineral Wells, Murphy, North Richland Hills, Prosper, Red Oak, Rockwall, Rowlett, Royse City, Sachse, Saginaw, Seagoville, Southlake, Terrell, The Colony, Trophy Club, University Park, Watauga, Waxahachie, Weatherford, White Settlement, Wylie, Dallas, Fort Worth, Plano, Irving, Garland, Grand Prairie, McKinney, Frisco, Mesquite, Carrollton, Denton, Richardson, Lewisville, or Arlington

Traders have already reduced odds of a December Fed rate cut from about 50% to just 29% following the BLS announcement.https://www.forbes.com/sites/tylerroush/2025/11/18/jobless-c...Addison, Allen, Anna, Azle, Batch Springs, Bedford, Benbrook, Burleson, Cedar Hill, Celina, Cleburne, Colleyville, Coppell, Corinth, Crowley, DeSoto, Duncanville, Ennis, Euless, Farmers Branch, Fate, Flower Mound, Forest Hill, Forney, Glenn Heights, Grapevine, Greenville, Haltom City, Highland Village, Hurst, Keller, Lancaster, Little Elm, Mansfield, Midlothian, Mineral Wells, Murphy, North Richland Hills, Prosper, Red Oak, Rockwall, Rowlett, Royse City, Sachse, Saginaw, Seagoville, Southlake, Terrell, The Colony, Trophy Club, University Park, Watauga, Waxahachie, Weatherford, White Settlement, Wylie, Dallas, Fort Worth, Plano, Irving, Garland, Grand Prairie, McKinney, Frisco, Mesquite, Carrollton, Denton, Richardson, Lewisville, or Arlington

So, you have a kitchen fire that will cost $100,000 to repair but since the kitchen was 30 years old you might get a $25,000 settlement and have to pay for the rest of the repairs yourself.Most real estate investors are totally fine with ACV on total losses since they often won't rebuild anyway but I've found they often don't consider partial losses which are much more common to begin with.

Assuming you’re looking for an investment property, you’ll probably be targeting something around $250k or less with $50k down (and remember you’ll have 3–4% in settlement costs on top of that).With that budget you’ll want to focus on the true tertiary markets — Lakeland and Ocala are usually where my clients still find duplexes that cashflow after insurance and expenses. 

Everyone knows the BRRRR method - Buy, Rehab, Rent, Refinance, Repeat.It’s built on the idea that leverage lets you grow faster.That worked great when money was cheap and banks were eager.But in today’s market, the same leverage that once fueled growth can quietly eat away at returns.Here’s an alternative I’ve been studying - something I call the Reverse BRRRR.It keeps the real estate, the cash flow, and the repeatability… but removes the debt treadmill.Here’s the basic structure:Buy homes in livable condition at a discount.

Loan Debt Placement Fee9.

Futures pricing reflects a cautious bias, with markets assigning higher odds to a pause rather than a hike, but without fresh data, confidence in these projections remains fragile.https://www.foxbusiness.com/economy/irs-reveals-updated-retirement-contribution-limits-2026Addison, Allen, Anna, Azle, Batch Springs, Bedford, Benbrook, Burleson, Cedar Hill, Celina, Cleburne, Colleyville, Coppell, Corinth, Crowley, DeSoto, Duncanville, Ennis, Euless, Farmers Branch, Fate, Flower Mound, Forest Hill, Forney, Glenn Heights, Grapevine, Greenville, Haltom City, Highland Village, Hurst, Keller, Lancaster, Little Elm, Mansfield, Midlothian, Mineral Wells, Murphy, North Richland Hills, Prosper, Red Oak, Rockwall, Rowlett, Royse City, Sachse, Saginaw, Seagoville, Southlake, Terrell, The Colony, Trophy Club, University Park, Watauga, Waxahachie, Weatherford, White Settlement, Wylie, Dallas, Fort Worth, Plano, Irving, Garland, Grand Prairie, McKinney, Frisco, Mesquite, Carrollton, Denton, Richardson, Lewisville, or Arlington

Japan buy their own debt, reduce US debt.  

I have a settlement on Friday where I'm selling a house built in 1956 and doing a Section 1031 exchange for something newer. 3.