You are not being sold some online course by someone that makes more money selling courses than actually doing deals.

If 2024 greater than 2023:Add them together and divide by 24 months for your qualifying monthly income.If 2023 greater than 2024:Divide 2024 by 12 months for your qualifying monthly income.Then you can Google for an online mortgage calculator to determine mortgage amount you qualify for. 

I'm planning to get started in 2027 when I finish nursing school.The online presence I resonate most with right now is Coach Carson with his small and mighty philosophy. 

We’re trying to reduce USPS trips and are testing a few online mailing options. 

I did not update my payment method online until I saw that they had removed the charge.

Also could try Turno, it's an online marketplace for cleaners to place bids on your cleaning jobs although there is a fee associated.

I would focus on ease instead of interest rate.Just use the same bank where you normally bank with and just create another account.I.E. if you bank with JP Morgan Chase, just create another personal account and just run transactions with that account.I would also create an online storage account where you can save your receipts. 

The latter does not help much until 2027 though.Maybe I convinced you that you need an expert, not some random generic online advice.

But it's pretty easy for a municipality to look at your calendar online and figure out what is going on.  

Most of the stuff I see prospective residents give me is total garbage you can buy online for $50.