I found it is easiest if a spouse has their own revocable living trust and a prenup.

Quote from @Yoni Meth: Hey All,I’m currently investing in Columbus, OH, and generally happy with the market, but I’m looking to expand into another area where single-family home prices are more in the $100–$150K range.My criteria:Strong cash-flow potential (ideally close to the 1% rule).Reasonable appreciation upside.Population growth and a diverse job market.Normal/Reasonable property tax rates (nothing extremely high that kills cash flow)Neighborhoods with acceptable crime levels, preferably C and above, avoiding high-risk “D” areasIf anyone has experience in markets that fit this profile, or recommendations for cities/markets worth exploring, I’d appreciate your insights.Thanks!

Once you finish the basement and start generating short-term rental (STR) income, you could definitely use material participation and a cost segregation study to offset your high W-2 income.

Even with it grossing ~$100k/year (all in with cleaning fees) and a reasonable PITI ($350k loan), the distributions are average at best.

I have a 15 unit in Sacramento valued at 2.4 million and a desire for 40% down seller wants conventional.

My first thought is house hack to get your feet wet and a property under your belt.

For there to be a crash there has to be panic selling and as the economist is quoted, homeowners are just choosing to stay put because they are in great financial shape and can afford to stay.

Then you can refinance faster and pull out more cash for the next down payment.The Multifamily 2-4 unit is a very smart strategy because it offers the customer immediate cash flow once they move out and a mortgage paid off sooner.

Some focus on cash-flow markets, others on appreciation, and a few are diving into new construction.Curious what criteria you’re using to decide your next market.

Personally, as a an STR consumer I care more about finding a decent sharp knife and a cutting board that is bigger than 6" - than a garbage disposal.