We use services like Verifast and Plaid to verify directly with payroll or the applicant’s bank.

You need SSN and birthdate in order to try and collect a debt, if need be.I collect that information directly on my application. 

I set the Credit Score as 650+ negotiable in Zillow and I had two immediate applications with very bad scores. 

Take a look at your application standards and what they say. 

With each step I give the following disclaimer:  "After 24 hours, we reserve the right to offer this unit to another qualified applicant."

So, you have a prospect with no interest in seeing your property and credit so bad they are in bankruptcy, but you are considering their application?

Let me know if you have a deal in progress or want to bounce around ideas.Thanks and excited to connect!

My efforts feel somewhat haphazard, and I hope that an accountability partner or group can help bring more focus.An ideal partner would be at approximately the same stage—slightly behind or slightly ahead—and willing to commit to ~30-minute weekly check-ins to review progress and set goals for the coming week.

Excited to follow your progress!

Small wins and progress, no matter how incremental, can help keep you motivated.