I’ve been talking with a lot of active investors lately who are noticing how much the funding landscape has shifted.

Sometimes the lowest interest rate doesn’t mean the best return.

The Fed Funds rate is the short-term rate that banks can borrow money at.

This is why I have never invested in a real estate fund, nor would I ever give money to someone who is looking for a deal.I have friends that invested in a pre-funded deal. 

When the world slows down, the people who pay attention start lining up their next move.And right now, there’s something worth paying attention to:Mortgage rates just hit 6.06% — the lowest levels of 2025.If you’ve been waiting for a window to refinance or restructure anything in your portfolio, this is the cleanest shot you’ve had all year.

Contractors: what’s your perspective on working with investors who use private or creative funding?

Gap funding is a big topic lately.

There will be one more FOMC meeting in December which will determine whether another rate cut is on the table.

Rates are slightly lower today.

If you could give one piece of funding advice to someone doing their first flip, what would it be?