18 October 2025 | 1 reply
Buying an "Off Market" property with "Subject To" and "Wraps" & Selling "Lease / Option"When buying a property to cash flow, you need to know what your expenses are.
28 October 2025 | 17 replies
It is something that needs to be learned to make sure you are compliant, but the payoff shaves years off of investing.https://www.biggerpockets.com/forums/311/topics/1265821-using-creative-financing-to-buy-off-market-with-subject-to-and-wraps
9 November 2025 | 26 replies
All this hype about Newark, NJ being the next gold mine in real estate wholesaling. Is this true all just full of hype. The city is RUN DOWN. All these wholesalers out here are Marketing/Pushing the same properties.. ...
17 October 2025 | 1 reply
Hey everyone,I’m currently holding a duplex in Madison, WI that I’d like to move via Subject-To, and I’m looking for some advice from those of you who have done similar deals.Here’s the quick overview of the situation:3 bed / 1 bath lower | 2 bed / 1 bath upper~2,277 sq ft | Built in 1946I am currently ending the leases on both units so I can move it easierLoan: 30-year FHA @ 5.75% with about 352 months remainingCurrent balance around $389KMonthly PITI + MI is roughly $2,936Total expenses around $3,500/monthRents bring in $3,600/monthIt’s cash-flowing slightly and sitting in a stable rental area on Madison’s north side.Would love any suggestions on ways to go about this
31 October 2025 | 1 reply
For active flippers or buy-and-hold investors — when time kills deals, do you prioritize speed of funding or interest rate more?
I’ve seen both sides: some investors go for quick closes, others want lower cost money....
10 November 2025 | 4 replies
Quote from @Shelly Hershey: The market feels different depending on where you invest — some areas are slowing down, others remain surprisingly hot.
5 November 2025 | 2 replies
Confirm local cold-climate specs and size correctly; add dedicated electric hot water per unit.
25 October 2025 | 41 replies
In the olden days we used owner financing and even subject to financing when we were young and poor.
8 November 2025 | 26 replies
HOA unfortunately won’t allow a hot tub so was thinking of installing a sauna and steam shower with heated tile bathroom.
9 November 2025 | 11 replies
All the information I’ve seen about “subject to” is the benefits to the buyer.