13% of FHA loans from 2024 are underwater.21% of VA loans from 2024 are underwater.That’s despite national home prices rising this year.

I’m seeing an uptick in bridge loan usage, especially for investors needing quick acquisitions or waiting on long-term financing.Are others seeing the same trend?

My simple SOPs: Rent collection: Tenants to set recurring ACH for payday., Repairs: Log every request, tag it by type (e.g., tenant-fixable, urgent (heat, water, safety), and cosmetic (batch monthly), respond using the right vendor list.

At the time I got a 5-year commercial loan amortized over 20 years, the idea was that every 5 years I would reapply for/refinance the balance at whatever is the going interest rate.So, in 2021 when it was time to refinance (5 years passed), I was able to get a 10-year loan amortized over 15 years.Current rate is 4%, maturity date is 9/31, current outstanding balance is 220,742.

Quote from @Placeholder Placeholder: Has anyone ever heard of Funding Co Holding, LLC, was In need of hard money loan due to unqualified docs, attempting to purchase potential property with extremely great ROI.

Curious how other landlords here are structuring DSCR loans for growth.A lot of our investor clients lean on DSCR because it focuses on the property’s income instead of personal W-2 income.If anyone’s using DSCR to pick up more rentals this year, what has your experience been?

Quote from @John Herlihy: Looking to refinance from an arm portfolio loan where I can lower my rate.

Right now I'm all about ASSUMABLE loans.

Quote from @Nicole Claibourn: Investment Info:Single-family residence private money loan investment.

The reason for this is if you only pay per deal, they will be unsure if they ever will get paid because their payday depends on your performance.