Yes, good idea, but it's all car washing, hour long showers, etc. 

Any advice or help to push in the right direction would be great.

Then magically you'll get "declined" and never hear from them again.Another variation of this is washing hot checks.

Brokers that sell whole life often get huge huge commissions for their sales and so from my experiences brokers do tend to push them pretty hard, even when they're not a great fit for the huge majority of people.The cash value doesn't grow fast at all, and you'd almost certainly be better served investing that cash into more of your other assets or even just into Treasury bonds.Not investment advice, just my opinion. 

Great question — rehab costs have definitely been pushing upward.

For some reason the US pushes independence the day you turn 18.

Many existing homeowners will remain “rate-locked,” so refinancing slows, turnover slows, and new home sales get pressured.For investors, home-buyers, and real-estate professionals:This uptick in wholesale inflation could further suppress demand and push valuation pressure on housing, especially among marginal buyers and investors who count on rate cuts to improve cash flow or refinance.What do you think will happen next?

Maybe it all comes out in the wash.  

They forget that:ARV is based on true comps, not hope.Rehab costs in 2025 are still elevated.Time delays destroy cash flow and equity.Holding costs push your all-in number higher than you think.If your rehab estimate is off, your entire BRRRR collapses.2.

Does the season matter to you, or do the holding costs push you to list right away?