Also, is the lender a true private individual or a more well known firm?

Quote from @Tiffany Maloch: @john Clark From what I understand the grantor removes themself via contract from any control or benefit from the trust.

Then there is other sellers that are firm.

Insurance carriers are notorious for slashing bills and as a result know most insurance defense firms will find ways to bill on these types of cases before they are resolved because they need their pound of flesh.Bear with me here, because there's no concise way to share this story but I dealt with a similar situation a few years ago where I purchased a piece of land in Philadelphia that turned out to be deed fraud.

However I agree with the Motion for summary judgment surrounding the QUIET TITLE action affirmed its likely NOT a collectable debt and YES we are getting a more firm legal opinion on that... 

Don’t even have the decency to remove the AI language.  

I'm interviewing two different local tax firms.

If you remove the nightly premium and it fails, that is a risk.

Of course, confirm it is up to code as a fire pit (or inground wood burning BBQ, if need be called that) and your insurance company is OK with it.I would remove the plants near the house to reduce potential combustibles.

Same for cleaning - should be an amount for deep clean house and all the little 'clean' items can be removed.