I have tried exploring the accessibility I have to those whom may be able to fund the deal yet I haven’t succeeded in finding the proper resources to make it come to fruition.

I’ve learned that loan structure — term length, fees, flexibility — can have a huge impact on actual profit.How do you decide which funding option makes the most sense for your deals?

I'd definitely be mindful in the 1st project with factoring in extra costs for the winter & misc. unexpected expenses.Lining up additional funding is extremely important while ensuring the 1st deal goes through - as you will learn a ton throughout that process.I can help as a Commercial Loan originator through my mortgage broker to provide you with 30 year fixed commercial rental loans, & Fix & Flip Loans (funding up to 90% of purchase & 100% of renovations- varying depending on deal) to keep you moving along, or additional private money loans & HML. 

Do i take out the net 200 for funding this realestate investment out of my retirement or my house?

Sticking to just one funding source is too limiting.I've actually used that exact strategy you mentioned (private money for the gap, bridged by a short-term loan) to make a deal work.

I’m preparing to acquire my first fix-and-flip, and I already have a hard money lender lined up — however, I’m currently looking for gap funding to cover the remaining costs outside of the HML loan for a future deal.I’m not under contract yet.

I’m preparing to acquire my first fix-and-flip, and I already have a hard money lender lined up — however, I’m currently looking for gap funding to cover the remaining costs outside of the HML loan for a future deal.I’m not under contract yet.

I’ve been talking with a lot of active investors lately who are noticing how much the funding landscape has shifted.

What’s the #1 challenge you’re facing when it comes to securing funding?

Assuming cash flow is sufficient for your goals, you have high confidence in your income and vacancy projections, and a high confidence in the HOA not changing the existing restrictions, I don't see anything else that should give you second thought, based on what you've shared here.