6 November 2025 | 22 replies
Typically yes, although things are never absolute.
17 October 2025 | 8 replies
What are some typical numbers or percentages you’ve seen in practice
8 November 2025 | 30 replies
No way we can help you based solely on a couple of lines of text.
28 October 2025 | 13 replies
This is my first time experiencing this so any help is appreciated.
19 November 2025 | 1 reply
Any help on finding an old copy or new one to buy is greatly appreciated!
15 November 2025 | 5 replies
Looking forward to helping you and your client!
20 November 2025 | 4 replies
It always helps to let the seller know your track record.
20 November 2025 | 0 replies
W-2 or business income, which means I can’t actually use the depreciation that my rental properties produce.I am investing for long-term cash flow and appreciation, but the depreciation — which is a huge part of the return — is basically wasted on me right now.Because of that, I’m exploring the idea of bringing on a “depreciation-only partner.”Basic structure I’m thinking about:Partner contributes $10k–$20k toward the down paymentI contribute the rest (typically $30k–$40k depending on the deal)I handle all of the work: deal finding, due diligence, financing, property management, repairs, accounting, etc.I keep 100% of the equity, cash flow, appreciation, and long-term upsidePartner gets the depreciation for a set number of years (5, 8, or 10 depending on contribution amount)Partner gets their initial capital back at refinance or saleNo cash flow split, no equity split — just depreciation in exchange for helping me scale fasterVery similar to an LP position, but entirely backed by the tax benefitsFor someone in the 22–32% tax bracket, the annual tax savings from depreciation typically works out to a 6%–15% return on capital depending on their contribution tier.From my side, it lets me scale faster while not giving up equity or cash flow.My questions for the community:Has anyone structured a deal like this before?
20 November 2025 | 7 replies
Quote from @Erik Estrada: Quote from @Jason Wray: Erik,I am not sure and would never talk in a bad way about any business unless I used them but in the last 8 months I have had several customers reach out to fix what they could not accomplish on really basic overlay issues.I have been seeing a lot of these other AI type LOS type companies drop the ball during the electronic Approve U style 1003/1008 deals that lack typical DU/LP findings.Back in the day we would target this type of company data to reach out and either help on the 6-12 month refinance or the aged leads.
20 November 2025 | 0 replies
PLEASE READ, I NEED HELP.
I made it to the refinance phase of the BRRRR method (this is my first rental property) and I'm in contract to buy the next property. I owe $180,000 on this property and it appraiser for $...