A Roth IRA is excellent for long-term tax-free growth, but contributions are limited ($7,000/year at your age) and early withdrawals are restricted.

Another option is to roll it into a self-directed IRA, which lets you invest in real estate without withdrawing or paying penalties.That route keeps the tax benefits while still putting the money to work in real estate.

.- No lockup period- Monthly distributions with no fees- 14 years in the business- Over 2,000 loans originated- Stringent lending process with solid approval guidelines- Promises an 8% hands free return- Combines private cash and IRA investors into a pool for loans- Funds are used by real estate investors to buy and rehab distressed properties which are insured and liens have appropriate title insuranceThey have 300+ inventors, closed 2,000+ loans, $550m+, and 0 loser since 2008 when they opened.

Currently, I have investments in stocks, a self-directed IRA, a 401(k), and real estate.

Depending on your deal, reserves may or may not be required to be in your name - although you can use other accounts i.e. 401ks, IRAs, etc. towards that reserve requirement. 

Been a realtor for almost 4 years should I make an llc or s corp

Is there any 'other' way to use funds from an IRA (roth, held for over 5 years) to pay for an investment property?

Kohler CPA JD /Directed IRA PodcastJasmine DiLucci, JD, CPA, EAKarlton DennisTom WheelwrightGood luck @Zach Logan!

Denise, can I roll the proceeds into a self directed IRA?

If you have employees besides you and your spouse, you can open a SEP IRA and for 2025, the maximum contribution is the lesser of 25% of the employee's (or self-employed individual's) compensation or $70,000.