I'm gathering some docs for the WCB to try to get an exemption but I realize I had expense line labeled as "super" even though he was a handyman I had come around for certain repairs. 

Quote from @Paul Kubin: Hi, all - I have a good tenant who has had some medical issues and called me asking if she and her husband could install a handrail to get up/down the 3 stairs in front of the house. 

I've done over 20 transactions consisting of healthcare medical outpatient buildings, multifamily, sfrs, and adu developments.

Typical assets could be retail shopping center, medical office, flex, free standing restaurant, daycare.

This tax exemption does not apply to investment property - flips or rentals.

I’m currently a medical professional, and have therapists in my family.

But, these are generally Not Fixers – Most sellers in this situation either:1) Have to sell quickly or2) Don’t have enough equity to cover real estate fees, closing costs and other fees or3) Don’t want to or can’t afford to do repairs and or don’t want to have people traipsing around their house4) Have bought another place and are carrying two mortgages or5) Lost a job or have a medical emergency, etc or6) Are in pre-foreclosure and have to do something quickly or7) Are inherited with a mortgage and can’t make the payment or8) Have a job transfer and need to sell quicklySo, we have the closing expenses and have to give some money to the seller, and start making payments on the loan.

@Zeni Kharel One thing to add regarding an HSA is to look at what you spent on medical in the past year (out of pocket or deductibles) and make your payroll contributions align with that.

That cluster of schools helps keep steady rental demand from students, faculty, and medical staff in nearby hospitals as well.Happy to share more details or run some numbers if you’d like to see what returns could look like in these markets.

I know for DSCR especially, lots of lenders don't like sober homes unless there's truly no medical services offered.