If a lender takes 10 days to approve a draw or can’t fund on the timeline your contractor needs, you’re basically financing delays, interest, and change orders.My best results have come from working with lenders who:• approve draws in 24–48 hours• let you submit photos/videos instead of waiting for an inspector• understand ARV-based lending• and don’t nickel-and-dime every line itemA cheap lender who slows you down is more expensive than a slightly higher-rate lender who lets you move fast.

Properties almost always cost more than you think and if you're not properly funded, then more often than not, you will likely lose the property. 

Equity partnersBring in someone to fund the upfront capital while you handle the deal and operations.

Quote from @Dustin Smalley: The best funding advice for new flippers is to get prepared before you bring a deal to a lender.

With new construction picking up again, I’m seeing investors asking about everything from construction-only loans to full build-and-hold structures.If you’re building this year, what’s your experience been with funding availability and requirements?

School and city bond measures pass quietly.

I have tried exploring the accessibility I have to those whom may be able to fund the deal yet I haven’t succeeded in finding the proper resources to make it come to fruition.

Deal flow, funding, contractors, or timelines?

Sticking to just one funding source is too limiting.I've actually used that exact strategy you mentioned (private money for the gap, bridged by a short-term loan) to make a deal work.

They want to know you won’t blow the rehab budget, stall out, or panic when something goes sideways.Once I had one project under my belt with clean documentation, lenders stopped questioning my ARVs and started competing for my business.A few lessons from that first deal:• Show up with a real scope of work• Know your comps better than the lender• Bring a contractor who’s licensed, insured, and organized• Present the numbers like a business, not a hopeAfter that, funding becomes a systems game instead of a confidence test.