And the extra money people do have is going toward saving and investing and therefore they don't want to put it toward the mortgage, anyway, so it's a circular argument.Hopefully you and other people can understand this at some point.

However, you can't sell something unstable, with circular references, requiring human override, etc.But, if you stabilized it, the model loses efficiency. 

and it ended in a circular conversation to nowhere.

One said the 2nd mortgage has to be assumable and the other said it did not.VA issued Circular #26­24­17 back in August to try and clear up the issue:Assumability: If the secondary borrowing is not assumable, the holder of the VA guaranteed loan should counsel the assumer that this may restrict their ability to sell the property to another creditworthy assumer through an assumption in the future.The lender currently servicing the loan still can decide whether or not they'll allow the 2nd.You could do seller financing for the gap and then refinance just that amount with a Home Equity Loan or Line of Credit at some point down the road. 

But secondly, the reason the argument has been circular and non-productive is because of the detractors.

Probably not then the seller’s credit gets wrecked for 7 years and it’s a circular firing squad situation with no winners.

https://www.nytimes.com/2019/03/25/sports/fox-news-clayton-morris-indianapolis.html Complete circular firing squad now and hopefully the judges and jury’s involved will be able to see through all the blaming/ motions to dismiss  and realize this entire business and everyone involved was fraudulent starting with the over-promising video producers, continuing with the bait and switch sales team, and of course the fraudulent sales contracts, fake rehabs, fake tenants, incompetent property managers, etc.

You might be in a circular chain, I'm also seeing diamonds and circles on the whiteboard the Amway for the note business.

@Josh LemonsThey have a regulation A offering which is open to accredited and non accredited investorsThe great thing is they have to submit their offering circular and have it qualified by SEC as well as submit financial information etc.All this means is the information is readily available and if you do not understand it then I recommend engaging an attorney who can interpret it.

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