If you have a Sam’s or Costco membership they have good ones for a good price as well.Doesn't need to be super fancy, but something with the basics (bandaids, gauze, aspirin, Tylenol, neosporin, etc).

That is a just a fancy way to say the second home rates are the same as investment homes on conventional loans.

We’re using prefab metal shells—nothing fancy, just clean execution.

I mainly work with second-home owners, out-of-town investors, and people looking to sell properties that have STR potential.Lately, I’ve been leaning into direct mail to build listing relationships — not for acquisitions, but just good old-fashioned sales prospecting.Here’s what I’m doing:•Targeting expired listings and absentee owners (in-state only for now)•Sending personalized letters printed at home — no fancy mail house, just sweat equity•Keeping it honest and simple — offering market updates, home evals, or just checking in if they’re still considering sellingI’m curious — are any other agents here using mail in 2025?

Another rule of thumb would be 1% to 3% of the property’s value per year, with a floor of at least $3,000.Keep in mind that this would be for routine maintenance only.

Tenants do not require fancy wall finishes, or solid surface counter tops, or top of the line  “anything” to be quite honest.  

Does it have the take your shoes off and rest a while enjoying the fancy rolls of TP you never splurge on at home?  

It is a new property, less than 6 months old, so don't expect many routine repairs to start.

There are fancy ways you will hear no money down but be very careful about those methods.

Here in PA. its a long drawn out Judicial process, routinely taking at least a year, sometimes much longer.