I know it sounds like I'm splitting hairs but some banks write HELOCs in their residential department....which won't write Investment Properties.

I'm going through a really hard time with dealing with the Shaker Heights Building department and the POS.

It’s starting to show up more and more in local government plans, developer meetings, and investment strategies—and for good reason.Middle housing refers to small-scale, multi-unit housing types like duplexes, triplexes, fourplexes, townhomes, courtyard apartments, and cottage clusters—typically built within existing single-family neighborhoods.For decades, most neighborhoods have been zoned exclusively for single-family homes.

@Marcus Auerbach  wow what an egregious government over reach re Koble vs MarquartAny chance the legislature will address this?

Shows just how out of touch these government bureaucrats are.  

When you're talking about interest rates dropping I think you mean mortgage rates but the government isn't getting rich off of those.

That predictability is a plus for long-term cash flow planning.Infill Construction Opportunities: Submarkets like Northeast Columbia and Lexington are issuing more permits for small-scale residential construction — ideal for investors targeting build-to-rent strategies.Student + Government Rental Demand: With the University of South Carolina and a concentration of government jobs, Columbia offers a base of steady tenants in neighborhoods like Rosewood, Shandon, and Forest Acres.Landlord-Friendly Environment: Compared to more regulated cities, Columbia’s policies are still relatively favorable to landlords — especially those operating long-term rentals.💡 Investor Takeaway: Columbia may not be a “flashy” market, but it offers what savvy investors often value most: steady cash flow, growth potential in emerging pockets, and manageable entry costs.Anyone here currently investing in Columbia or considering it?

After researching the situation a bit, it appears that there some rather complicated government statues in place that make it difficult to go after unclaimed properties, particularly those with deceased owners and no next of kin to claim the properties.

I hope we see some action by the government this year. 

Lots of investors see this “government guaranteed” rent at a higher level than “free market” rent and think they’ve uncovered a gold mine.Perhaps some have.